As a HUD approved Housing Counseling Agency, the Empowerment Alliance offers foreclosure prevention counseling for homeowners. Counselors work with homeowners to determine if their loans can be refinanced or modified under various programs, including President Obama’s Making Home Affordable Plan which offers incentives to participating lenders for modifying loans rather than foreclosing on them.
The counseling is provided free of cost to the homeowners due to funding provided by HUD and Collier County for counseling. The only charge is the cost of the credit review.
If you are interested in learning more, call 239-658-3318 to discuss your situation and schedule an appointment with a counselor. You may download, save and complete our Application Package
In addition, you’ll need to bring copies of the following items:
- Mortgage/Deed of Trust & Promissory Note
- Correspondence from lender or attorney
- Any documents from Court or Sheriff regarding foreclosure
- Identification Documentation for all household members:(ID, SS, Birth Certificates of Children
- Most recent 6 weeks pay stubs for all employed in the household
- Letter for unemployment compensation
- Last 2 years tax returns
- Last 2 months bank statements
- Hardship Letter
- Previous Workout Package from lender
Avoid Scams
Avoid foreclosure scams. A wide range of foreclosure assistance and counseling is available free of charge. For more information at both the state and federal level, visit these websites:
www.myfloridacfo.com/floridahousinghelp/
